Mortgage Rates Today, July 11, 2025: 30-Year Rates Remain 6.74% Mortgage rates are unchanged and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.74%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 5.94%.

July, with the average 30-year fixed rate standing at 6.625% as of July 9, 2025, according to Zillow Home Loans. Buyers considering a home purchase or refinance should evaluate how rising rates affect affordability and monthly payments.

Freddie Mac reports the 30-year rate stands at 6.72% as of July 10, up from 6.67% last week. #mortgagerates #housing #homes