Current HELOC & Home Equity Loan Rates: January 26, 2026

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Current home equity loan rates

Learn how to get the best rate on a home equity loan ...

How much will a $60,000 home equity loan cost monthly now that rates are falling?

Home equity loan interest rates just fell again. Here's how much a $60,000 home equity loan will cost monthly now.

Home equity loans and HELOC rates both reach 2023 lows

When rates hit those lows in 2023, demand for home equity borrowing picked up amid rising homeowner equity, growing household debt and strong renovation activity fueled by the lock-in effect of high ...

Yes, you can refinance a home equity loan — and in some cases, you should

Refinancing your home equity loan can cut thousands in interest — especially if you're stuck with rates from 2023's spike. Here's how to decide if it's right for you.

HELOC vs. reverse mortgage: Which will be better for seniors in 2026? Here's what experts think.

Both products are worth exploring for seniors this year. Here's how to determine which could be best for you now.

I Have $700K in Home Equity and a $500K Mortgage. Here’s How to Use Equity to Reduce Your Home Loan

Is borrowing against your home equity to pay off your mortgage possible, and does it make sense? Here's what you need to know ...
Wall Street Journal

Current Home Equity Loan Rates

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. A home ...