Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Dec. 3, 2004 — -- A new federal law, entitled the Fair and Accurate Credit Transactions Act, went into effect this week enabling millions of Americans to get a snapshot of their credit history ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

Your credit report is getting a reader-friendly makeover. Equifax, one of the three major credit bureaus, unveiled on Thursday a new design for its physical credit report, which now prominently ...

If you have a thin credit file, you may have difficulty qualifying for loans and credit cards. So, what is a thin credit file ...