Homeowners insurance offers property and personal liability protection for unexpected emergencies. Mortgage lenders require ...

Tornado damage is generally included under homeowners insurance rather than requiring separate coverage. Most insurers consider tornadoes a part of standard coverage for windstorm-related damage. We ...

With homeowners insurance costs now outpacing both inflation and auto insurance rate increases, more people than ever are shopping for new policies. In fact, according to J.D. Power's 2024 U.S. Home ...

Homeowners across the nation are seeing rising home insurance costs. It's normal for these rates to go up about 5% every year, according to Consumer Reports, but they went up an average of 12% in 2023 ...

Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic ...

Recent wildfires have reshaped California’s insurance landscape, and some Los Angeles homeowners are seeing their premiums skyrocket or are facing policy non-renewals. Wildfire survivors have also ...

Stacy is a journalist and content creator with six years of experience writing about home improvement topics. Besides Forbes Home she has contributed her work and expertise to publications such as ...

Homeowners may need to purchase event liability insurance to provide additional coverage for private parties. Host liquor liability insurance can provide extra coverage for a party host if alcohol is ...

Most insurers prefer to offer annual policies, as they commit you to coverage for the entire year. However, if you know your circumstances will change within the next 12 months, a short-term home ...

The legislation, signed by Gov. Gavin Newsom this month, is the state’s latest effort to tackle an insurance crisis that’s ...

Tornado damage is typically covered by a standard homeowners insurance policy, but there may be exceptions. Many, or all, of the products featured on this page are from our advertising partners who ...