Interest rates are likely to edge lower in 2026 as the Fed weighs inflation, jobs and political pressure. See what forecasts suggest for the year ahead.

Mortgage rates saw significant improvements in 2025, but will that continue this month? Here's what to know now.

Everything Americans thought they knew about personal finance was upended when the Federal Reserve started aggressively hiking interest rates to cool post-pandemic inflation. After more than a decade of ultralow rates,

For example, the Prime Rate is currently 6.75%. There’s nothing preventing a card issuer from tweaking a new customer offer from Prime Rate + 13% up to Prime Rate + 13.25% if it wishes to mitigate the impact of a Fed rate cut and make more money from interest charges.

JP Morgan no longer expects Fed rate cuts in 2026, now forecasting a 2027 hike. Goldman Sachs and Barclays delay cut predictions.

Fed rate cuts could ease credit card and deposit rates, but auto loans and mortgages may stay high due to risk and long-term inflation expectations.

After holding interest rates steady for much of 2025, the Federal Reserve closed out the year by trimming its benchmark rate three times between September and December. The central bank has now

Forbes contributors publish independent expert analyses and insights. I show you how to save and invest. The Federal Open Market Committee is broadly expected to cut interest rates to below 4% on October 29. That’s according to the CME FedWatch Tool ...

Deutsche Bank predicts two further cuts to 3.25% by March and June. Its UK chief economist, Sanjay Raja, said a rise in unemployment from 5% to 5.3% in the next two ONS releases “could elicit some genuine concerns” and push the Bank into stronger action.

If you’re buying ASX shares early in 2026, you’ll want to keep a close eye on what’s happening with interest rates. Here’s why.

Jamie Dimon says pressure on chair Jerome Powell could ultimately increase interest rates