Refinancing doesn't, but extending your repayment term might feel similar.

Lauren Graves is an experienced editor and a personal finance expert. A longer loan term typically has smaller monthly payments than a loan with a shorter term. For example, a $10,000 personal loan ...

Personal loan term lengths can be as short as six months or over 10 years Written By Written by Contributor, Buy Side Amy Boyington is a contributor to Buy Side and a finance expert on education and ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Experian’s latest data reveals skyrocketing interest rates and longer loan terms as car buyers stretch monthly budgets just ...

Discover how loan strips work, their role in commercial lending, and the process of selling short-term loan shares for funding from other lenders or investors.

Get your personalized action plan and manage your credit with ease. Short-term loans are designed to be repaid in a matter of weeks or months, not years. They’re often easy to qualify for, even with ...

The average monthly payment for a new car hit about $760 in November, as the typical new-vehicle price surged past the ...

Small business loans can be instrumental in helping businesses reach new heights. Getting approved for them, however, can sometimes be challenging for borrowers with lower personal credit scores ...

Once maxing out federal financial aid, many students turn to private student loans. They can be used for a variety of educational expenses, including tuition, housing, books and computers. Available ...

Short-term personal loans can provide fast cash for emergencies, home repairs or other unexpected expenses. These loans typically have repayment terms under three years and may come with higher ...