As we step into 2025, the shadows of economic uncertainty still linger for many of us. With interest rates fluctuating and inflation figures redefining our budgets, it’s crucial to have a clear ...

Artificial Intelligence is steadily altering the landscape of personal finance. It’s making tasks like budgeting, saving, and even managing debt smarter and easier to handle. While AI continues to ...

Forbes contributors publish independent expert analyses and insights. Alejandra Rojas is a finance expert covering entrepreneurs of color. Americans are still betting on themselves in 2025, starting ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. While debt management plans are often confused with other types of debt ...

The term "debt relief" or "debt resolution" generally refers to several ways you might restructure debt to make it more affordable. Debt relief options include debt consolidation, debt management, ...

Debt management restructures your debt so you can pay it off. Debt settlement involves some amount of debt forgiveness. If you don't qualify for debt management, debt settlement might work for you.

Credit card debt can quickly spiral out of control if not managed properly. High interest rates, minimum payments, and unexpected expenses often make it difficult for individuals to pay off their ...

It’s an eyebrow-raising trend: non-mortgage delinquencies have reached levels not seen since 2009, according to a report by Equifax, one of the three largest consumer credit reporting agencies.

Millions of Americans rely on personal loans to get through tough times, whether the money goes to cover medical bills, consolidate credit cards or deal with another type of financial emergency. But ...