USDA loans: With a USDA loan, you can modify your mortgage with an extended term of up to 40 years, reduce the interest rate ...

Escrow adjustments “An escrow account is essentially a built-in savings account managed by your mortgage servicer,” explained Debbie Calixto, an Indian Wells, California-based ...

A hybrid adjustable-rate mortgage is a type of mortgage that has an initial fixed interest rate period followed by an ...

The current average mortgage rate on a 30-year fixed mortgage is 6.10%, according to the Mortgage Research Center. The ...

It can be an unpleasant surprise to open your monthly mortgage statement and see a higher amount due than you expected. To understand why your payment increased, take a look at the components of a ...

Both strategies have merit. Here’s what to consider.

Bilt, a rewards and payments start-up, has three new credit cards that can help users earn points when they pay their ...

David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is ...

The road to homeownership has been a challenge for many Americans—stubborn mortgage rates and inflation keep this dream out of reach for many. And for those who can afford a home, not ending up “house ...

You can use a credit card to pay for a wide range of bills, such as utilities, taxes, medical expenses, and insurance. Yet, historically, paying your mortgage with a credit card has been considered a ...

The rate on a 30-year fixed refinance increased to 6.27% today, according to the Mortgage Research Center. Rates averaged ...