Plan for your future and learn about a Roth individual retirement account (IRA) and its contribution limits. Decide if it's the right account for you.

IRS data show that about a third of Roth IRA contributors reach the annual limit, with average contributions generally climbing with age.

The suspense is finally over. On Nov. 1, the IRS released the 2025 contribution limits for retirement accounts, including Roth IRAs. Now is the perfect time to plan ahead and set yourself up to crush ...

Unlike with traditional IRAs, Roths do not provide tax savings, so anyone converting such funds to a Roth must pay federal income taxes on the amount converted.

If you have a traditional individual retirement account, or IRA, you can put money into it for the previous year right up to Tax Day.

Maximizing contributions to the Roth IRA and investing primarily in equities is a wise idea for a young, new investor. Investing in index funds or Berkshire Hathaway are a wise idea to set one’s ...

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...