Not every debt payment is set in stone. Here's where negotiating could help lower what you owe.

Worried about your card account going to collections? You may have more control over that debt than you think.

Negotiations are typically less stressful if you know how to improve the odds of reaching a settlement agreement.

If you have trouble paying unsecured debt, a debt relief company may be able to negotiate a smaller settlement.

That concern isn't unfounded, either. Creditors and debt buyers have many tools at their disposal to collect what you owe, and given today's uncertain economy, they are becoming increasingly ...

If you’re overwhelmed by credit card balances, personal loans, and mounting interest, you may be looking for more than a temporary fix. Debt settlement is one strategy that can help people in real ...

Borrowers are carrying record levels of credit card debt across the nation right now, and with average credit card interest rates still hovering close to 22%, many are finding themselves in serious ...

In addition to helping borrowers by reorganizing their debts, debt relief can also benefit creditors, as it allows them to ...

The federal government does not have the legal authority to forgive all student loans through executive action. But in narrow ...

Throughout 2025, Goodwin tracked nine enforcement actions concerning debt collection, a significant drop from the 16 actions tracked in 2024. Of those actions, six were handled by the Federal Trade ...

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...