Some 76% of consumers in the United States have taken out buy now, pay later loans, but 49% have missed a payment, while 67% of BNPL users are paying on multiple BNPL loans at once. That’ all ...

Pay Later is now embedded in everyday spending, but activity often occurs outside CUs, creating a need to capture more member transactions.

Overshadowed by economic uncertainty, BNPL companies continued to rely on their core technologies not only to sustain profitability but also to increase it in Q3 2023, reinforcing the criticality of ...

Among BNPL users who could cover less than $100 of an emergency expense from savings, 18% reported an overdraft or NSF fee triggered by a BNPL payment in the prior year, compared with 11% overall. For ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...