Maybe you've regularly socked away money into an individual retirement account (IRA). Maybe you've stashed a few former workplaces' 401(k)s into a rollover IRA. But however you've managed to build ...

Are you investing toward your retirement (or plan to soon)? If so, give Vanguard a tip of the cap for allowing you to do that in a cost-effective manner ... even if you don't invest in a Vanguard ...