Indexed universal life insurance (IUL) has certain benefits and drawbacks. Discover how the cash value of IUL grows with ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations and risks ...

The financial world is a vast landscape teeming with a multitude of investment options. Each one comes with unique advantages and disadvantages, making navigating challenging. Two such options often ...

Universal life insurance offers flexibility in premium payments and death benefit adjustments, allowing policyholders to adapt coverage to life’s changing needs. The policy builds cash value, which ...

Universal life insurance is a permanent insurance you pay for throughout your life. It offers long-term coverage and can increase in value over time. Indexed universal life insurance falls under the ...

Although whole life and indexed universal life sit under the same permanent insurance umbrella, anyone who works in this space knows they work like two entirely different tools once they're put into ...

TikTok may have popularized "investing" in life insurance, but in reality, a 401(k) is often the better option. Many, or all, of the products featured on this page are from our advertising partners ...

Universal life insurance has always been a slippery slope for agents and, consequently, slippery for clients as well. Especially when you consider it was only created in 1979 and term life has been ...

Indexed Universal Life Insurance (IUL) is frequently positioned as a solution that offers both lifelong insurance coverage and the potential for market-linked cash value growth. This combination often ...