Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Negative marks on your credit report can hurt your credit score and affect your ability to qualify for loans. Here’s how to ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

If you have a thin credit file, you may have difficulty qualifying for loans and credit cards. So, what is a thin credit file ...

How to achieve a good credit score ...

Credit scores are more important than ever. But, one little slip up can have severe consequences. 2 News Oklahoma's Cathy ...

When a loan EMI or credit card payment is overdue for up to 90 days, it reflects in the individual’s credit report as SMA. The bank can reject new credit applications if there are SMA(s) in the ...