Globally, BNPL has reshaped consumer finance, particularly among millennials and Gen Z who are wary of traditional banking. The industry was valued at $231.51 billion in 2024 and is projected to reach ...

Interest rates are unlikely to rise in 2025, regardless of the relatively doveish stance of the Federal Reserve in the United States, which reduces the probability of BNPLs going insolvent in 2025.

As an elder Gen Zer, his spending choices fit in with a trend BNPL companies and retail experts have observed in young adults. "I try to buy everything out of pocket if I can," Timms said.

In fact, a survey from Affirm found that 56% of people were interested in using BNPL to fund their holiday shopping. Retailers — including Amazon, Walmart and Target — have caught on to the ...

Buy now pay later (BNPL) fueled more spending this holiday season. BNPL is a short-term financing option that lets shoppers pay for purchases over time, usually with zero or low-interest rates.

FICO (NYSE: FICO), global analytics software provider, released key guidance and takeaways from a study that has recently analyzed the impact of including ‘Buy Now, Pay Later’ (BNPL ...

BNPL, also known as point-of-sale loans, is kind of like a modern-day layaway option: Consumers can buy items online or in-store, and then split up the cost of a purchase over a few weeks or a few ...

The bank will need to dramatically add to that network as it faces other financial institutions that have warmed to BNPL, and firms such as Klarna, Affirm and Afterpay that have gotten a headstart.

The Consumer Financial Protection Bureau (CFPB) has released data highlighting that more than one-fifth of buy now pay later (BNPL) borrowers with a credit record used BNPL loans in 2022 ...

If you can pay off the charge before the introductory APR period ends, you're essentially getting an interest-free loan that lasts several times longer than the ones typically offered by BNPL plans.

Little (ADL) has unveiled its latest report, A Trillion-Dollar Opportunity, which explores the transformative potential of B2B buy now, pay later (BNPL) solutions in reshaping global trade.

The idea is that Qomodo lets small businesses improve their cash flow and increase revenue with a BNPL solution which lets consumers make flexible, interest-free installments on items purchased in ...