Melissa Hudson says she was stunned last year when the insurance premiums on her home in Port Orchard, Wash., shot up 40 percent—even though she’d intentionally bought a home at low risk for fire, ...

Learn how mutual insurance companies operate, their investment strategies, and how profits benefit policyholders. Explore the differences with stock insurance firms.

Explore how actuarial services help in risk assessment and financial planning for insurance and finance sectors. Learn about predicting payouts and understanding financial impacts.