Identity theft linked to major data broker breaches has cost Americans more than $20 billion over the past decade, according to a U.S. Senate report.

No two credit scores are the same, even if they belong to the same person. That's because the financial industry uses different scoring models for different purposes. FICO and VantageScore are most ...

Referring to last week’s column on controlling identity theft disasters, we will continue here with part two. When you have your personal report and your police report in hand, you are ready for the ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. An unauthorized hard inquiry on your credit file can have a negative impact on your ability to access the credit you need. These ...

The Consumer Financial Protection Bureau just did something that Democrats, at one point, asked it to do. Not a typo. But as one might expect in these partisan times, the correlation between request ...

Russell Vought, director of the Office of Management and Budget and acting director of the Consumer Financial Protection Bureau. The Consumer Financial Protection Bureau suddenly added new ...

Add Yahoo as a preferred source to see more of our stories on Google. A notice posted to the Federal Register has consumer advocates concerned that it could soon become harder to file a complaint with ...

ATLANTA — A notice posted to the Federal Register has consumer advocates concerned that it could soon become harder to file a complaint with the federal government about issues with credit bureaus. We ...

The Community Home Lenders of America has published a new list of reasons it views the effort it would take to transition to a single-bureau credit report option at the government-sponsored ...

Equifax (EFX) stock slipped 2.3%, and TransUnion (TRU) stock declined 2.5% in Tuesday premarket trading after Federal Housing Finance Agency Director Bill Pulte renewed his criticism of credit ...

The average VantageScore credit score was 701 in October, within a scale of 300 to 850. That's steady from a month earlier, and down just one point from October 2024. VantageScore CEO Silvio Tavares ...

Lenders are examining their credit data costs with more scrutiny than at any point in the past decade. After years of routine renewals and inherited terms, many organisations are now finding large ...