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Here are the details of the 2026 First-Time Homebuyer Grant that just came out 👇 This program can cover 3.5% of your purchase price to help with your down payment. That means less money out of pocket upfront when buying your first home. And here’s the big part: This is a forgivable grant from day one. That means no repayment required as long as you meet the program terms. But keep in mind — funds are limited. Programs like this don’t last forever and can run out once allocated. Basic Qualificat
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Most first-time buyers have no idea how much free money is available to them right now. And honestly, most agents never even bring it up. These are real grant programs available in 2026 that help cover your down payment and closing costs. And you do not have to pay them back. National Homebuyers Fund (NHF) Up to 5% of your loan amount as a grant. Works with FHA, VA, USDA, and conventional loans. You don’t even have to be a first-time buyer to qualify. Bank of America Down Payment Grant Up to $10
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