Maximize Your Grandchild's Education with a 529 Plan
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I understand why many people think this, but it’s actually a common misconception. A parent owned 529 plan has a very small impact on financial aid only about 5.6% is considered in FAFSA calculations, and it does NOT automatically disqualify a child from grants or scholarships. UGMA/UTMA accounts can affect aid more because they are counted as the child’s assets, which is why choosing the right account matters. In most cases, saving for your child’s education helps families avoid student loans r
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