Life Insurance Beneficiaries Explained — Primary, Contingent, and Tertiary
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Life Insurance Beneficiaries Explained — Primary, Contingent, and Tertiary
Beneficiary designations are the foundation of how life insurance actually pays out — and understanding the three levels is critical for both the licensing exam and real-world advising 💡 The primary beneficiary receives the death benefit first when the insured dies. The contingent (secondary) beneficiary steps in ONLY if the primary ...
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